Payments & Commerce
Payment-flow trust checks before transfer, refund, or invoice approval.
Decide whether to approve, pause, or escalate payment-related requests.
Use cases: Invoice approval controls • Refund abuse triage • Last-minute payee-change verification
Several of these pages share one keyword-and-pattern scorer with different overlays. Treat a “high risk” flag as a reason to pause, not as proof of fraud. For lists, use the bulk analyzers on the Trust tools index.
Invoice Scam Signal Checker
Urgency, bank-detail swaps, and “pay to new account” language in invoice threads — built for AP teams, not accounting software integration.
Refund Policy Risk Checker
Consumer protection angle: vague or hostile refund language often correlates with scam storefronts — policy clarity as a trust signal.
Payment Request Risk Checker
Evaluate ad-hoc payment asks (chat, email, SMS) for pressure tactics and inconsistency with stated channel.
Beneficiary Name Mismatch Checker
Last-line defense: does the payee name match the story and prior records? Critical for wire and instant-payment fraud.
Bank Detail Consistency Checker
Structured-field consistency in pasted banking details — flags obvious tampering, not bank API verification.
Refund Abuse Risk Checker
Support-team triage for refund stories that show manipulation patterns or policy gaming.
Gift Card Payment Scam Checker
Detects scripted gift-card pressure (IRS, boss, romance) before codes leave the victim’s hands.
Wire Transfer Risk Checker
Evaluates wire-payment requests for urgency, payee anomalies, and context mismatch before funds are sent.
Crypto Payment Request Checker
Checks crypto payment asks for scam pressure, untraceable routing cues, and identity inconsistency red flags.
Escrow Payment Scam Checker
Screens escrow-related claims for fake intermediary patterns common in marketplace and rental fraud.
Overpayment Scam Checker
Detects classic overpayment narratives where victims are pushed to refund excess amounts before settlement.
Chargeback Abuse Risk Checker
Flags refund and dispute narratives that show policy-gaming patterns and intentional chargeback abuse cues.
First-Time Payee Risk Checker
Assesses risk signals for first-time beneficiaries before high-value transfer approval in AP workflows.
Payment Link Legitimacy Checker
Evaluates payment-link trust cues and destination consistency before users authorize checkout.
Subscription Cancellation Friction Checker
Checks cancellation and billing-flow language for coercive patterns that indicate risky subscription practices.
Refund Timeline Risk Checker
Reviews refund timeline promises for unrealistic or manipulative patterns that can indicate payout risk.
Payout Account Mismatch Checker
Compares payout account details with known beneficiary context to catch diversion and account takeover attempts.